Payment integration
Stripe Payment Integration
Add Stripe for international cards and USD/EUR checkout — paired with Iraqi gateways (FIB, FastPay, Qi) so local and cross-border buyers both convert.
Stripe is not a replacement for Iraqi IQD wallets — it is the cross-border rail for diaspora, tourists, and B2B clients paying in major currencies. Mesopo designs dual checkout: Stripe for international cards, and FIB / FastPay / Zain Cash / Qi / NassWallet for domestic IQD. That combination is what actually converts for Iraq ecommerce.
What you get
- Stripe Checkout or Payment Intents
- Webhook-secured order confirmation
- Currency strategy for IQD vs USD/EUR
- Paired local Iraqi gateways on the same cart
- Fraud rules tuned for cross-border traffic
- Arabic / English receipt and email flows
How we integrate
- 1
Confirm Stripe entity eligibility and connected account model for your company.
- 2
Implement Payment Intents or Checkout with signed webhooks.
- 3
Map success/failure to your order states and inventory.
- 4
Add Iraqi gateways as parallel payment methods for domestic buyers.
- 5
Go live with monitoring for declines, 3DS, and dispute alerts.
Platforms we support
Works with Next.js, Laravel, Node, Shopify (Stripe app), and headless storefronts. We never recommend Stripe-only for pure Iraqi retail — local rails remain mandatory for conversion.
Settlement & payouts
Stripe settles to your Stripe balance / bank per Stripe’s country rules (often USD/EUR). IQD local sales should settle on Iraqi gateways. Mesopo separates reporting so finance sees both rails clearly.
Common questions
Can Stripe replace FIB in Iraq?
No for most local shoppers. Use Stripe for international cards and keep FIB/FastPay/Qi for IQD. Mesopo builds both.
Do you support Stripe + Arabic RTL checkout?
Yes. We localize labels, emails, and error states while Stripe hosts the PCI-sensitive card form.
What about payouts to Iraqi banks?
Depends on your Stripe account country and banking setup. We document the model during discovery and pair local gateways for IQD cashflow.