The Complete Guide to Iraqi Payment Gateways: FIB, FastPay, Zain Cash, and Qi Card
An overview of every major Iraqi payment gateway — FIB, FastPay, Zain Cash, and Qi Card — and how to decide which to integrate.
The complete guide to Iraqi payment gateways
If you're building or migrating an Iraqi store, here's an overview of the four gateways that matter and where each one fits.
FIB (First Iraqi Bank)
Bank-backed, strong trust signal, good for higher-value checkout. See FIB integration.
FastPay
Broad wallet adoption, mobile-first, fast onboarding for merchants. See FastPay integration. Full FIB vs FastPay comparison.
Zain Cash
Large existing user base through Zain's telecom network — useful reach in areas where Zain mobile is already dominant. See Zain Cash integration.
Qi Card
Widely distributed through salary and government disbursement programs, giving it reach among a segment that may not use other wallets. See Qi Card integration.
How many should you integrate?
Most Mesopo ecommerce launches ship with two to three gateways live plus cash-on-delivery, because no single Iraqi wallet has the market share to justify a single-gateway checkout the way Stripe alone might in the US. Fewer payment options at checkout is a direct source of abandoned carts in Iraq.
Integration effort
Whether you're on Shopify, WooCommerce, or custom ecommerce, Mesopo handles merchant onboarding, sandbox testing, webhook reliability, and bilingual checkout copy for each gateway. See our payment gateways service for the full list.
Talk to us about which combination fits your store.
Related insights
Work with us
Ready to build something?
Tell us about your project we'll respond with a clear plan within one business day.
Start a conversation